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Welcome to the UC 2020 Open Enrollment

Thank you for visiting the UCR 2020 Open Enrollment website. This year we will be providing good news about premium costs, a few important medical plan changes and new Supplemental Health Plans. These pages will provide valuable information regarding your options during Open Enrollment beginning from 8:00 a.m., Thursday, October 31 through 5:00 p.m., Tuesday, November 26.

Open Enrollment Highlights

Continued Low Costs

Despite increases in health care costs nationwide, UC’s premium changes for faculty and staff are moderate, with some members even seeing decreases. Changes to employee contributions for single coverage across all pay bands range from a decrease of $12 per month to an increase of $16 per month.

Once again, UC has adjusted premiums by pay level to ensure costs are distributed fairly, and offers dental and vision plans for you and your family at no cost to faculty and staff. See this year’s Employee Medical Plan Costs (2020).

Changes to Prescription Drug Formulary for UC’s Non-Medicare PPO Plans

To help keep prescription drug costs and premiums affordable, CORE, UC Care and UC Health Savings Plan will transition from the current Anthem National Drug list to the Anthem Essential Drug list. The Essential drug list focuses on less costly medications with the same effectiveness as more expensive — and often brand name — medications.

The majority of members currently taking medications will not notice differences as a result of this change. Some members will have either a higher or lower copay if they are on a medication that moves to a different tier. To minimize the impact on members, any current medications not on the new drug list will be grandfathered (in current form and dosage), meaning members can continue taking them without disruption for the duration that they use that specific medication and dosage.

New Supplemental Health Plans

UC is offering three new supplemental insurance options — Accident, Critical Illness and Hospital Indemnity plans — that pay cash benefits if you experience a covered accident, illness or hospital stay.

UC’s Supplemental Health Plans are not a substitute for medical or disability coverage, but they can complement your coverage with extra protection against the unexpected. Depending on the coverage you select, you’ll receive a pre-determined cash payment if you’re injured, ill or hospitalized — regardless of your actual medical costs or lost income. The payment is yours to use however you choose. For more information, please visit UCnet.

Open Enrollment Events and Education

To help select the right benefit plans for you, the Human Resources Benefits Office is sponsoring a Benefits Fair, a Retiree Open Enrollment Workshop and an Open Enrollment Walk-In Help Desk which you are encouraged to attend.

Benefits Fair
Monday, November 18, 2019 | 10:00 a.m. - 3:00 p.m. | HUB 302

The Benefits Fair will feature representatives from various benefits vendors who will be available to answer any questions and provide Open Enrollment information. In addition, massages, flu shots and health screenings will be available at no cost - free. You are encouraged to join the fun!

For more information about the Open Enrollment Benefits Fair, please view the Open Enrollment Benefits Fair flyer.

UCPath Center Open Enrollment Webinars
Learn more about your 2020 Open Enrollment options by attending a one-hour interactive webinar hosted by the UCPath Center.
Open Enrollment Walk-In Help Desk
Thursday, November 7 & Friday, November 22, 2019 | 8:00 a.m. - 5:00 p.m.
Human Resources Benefits Office | University Village, Suite 208

If you should have any questions regarding Open Enrollment, please contact the Benefits Office via email at benefits@ucr.edu.

Retiree Open Enrollment Workshop
Tuesday, November 12, 2019 | 11:00 a.m. - 12:00 p.m.
Human Resources Benefits Office | University Village, Suite 208

To help select the right benefit plans for you, the Human Resources Benefits Office is sponsoring a Retiree Open Enrollment Workshop. Learn about your Open Enrollment options as well as the opportunity to ask questions.

ARAG Legal Plan Educational Webinar

When you have questions or a personal legal matter, where do you turn to for answers? We have the answers. Please join us for an overview of the ARAG legal insurance plan webinar to learn about the value and benefits of your UC legal insurance plan offered by ARAG, as well as how to use your plan to address your personal legal matters. This benefit option is available during Open Enrollment.

ARAG Legal Plan Webinar Topics to be discussed:  

  • Why Legal Insurance?
  • How Much Can You Save by Becoming a Member?
  • How the Plan Works
  • Frequently Asked Questions (FAQs)
  • How to Contact ARAG Customer Care

Please register for either webinar event using the link below for the UC Riverside ARAG Legal Insurance Overview.

November 14, 2019 | 11:00 - 11:30 a.m. - Register here.
November 19, 2020 | 11:00 a.m. - 11:30 a.m. - Register here.

After registering, you will receive a confirmation email containing information about joining the webinar.

If you have any questions, please email benefits@ucr.edu.

Open Enrollment News and Communications

Open Enrollment Resources/Tools

Tools
Resources
FAQs