Budgeting
Personal finance budgeting allows you to account for what monies you have coming in and what monies you have flowing out of your accounts. Mastery of your finances, no matter your level of income is a matter of using this information to make decisions that increase the money you have coming in each month, and decrease the flow of cash you have leaving your possession. The basics of personal finance budgeting remains the same regardless of whether you choose to master your finances through additional investments, decreasing interest rates with consolidation loans, or a job promotion.
Financial Counseling
Springboard
Founded in 1974 with a mission to help strengthen communities and improve the lives of Americans by offering consumer credit counseling services that promote financial literacy, homeownership and a healthy economy.
Be sure to check out their financial education materials where you'll find information on topics such as:
- Budgeting 101
- Home Finance
- Auto Buying
- Identity Theft
Clearpoint
A consumer credit counseling service established in 1964 as a non-profit organization dedicated to providing comprehensive personal finance solutions.
Financial Planning
101 Ways to Save Money
101 common sense ways to save money
Absolute Advantage: Fiscally Fit
The Workplace Wellness Magazine's article on Fiscal Fitness, addressing topics such as the state of personal finance in America, Corporate moves to defined contribution plans, Social Security, Medicare and more.
Financial Planning Resources and Calculators
In the event of a natural disaster or family emergency can you quickly and easily locate your most important life documents and financial information? Are they safe? All in one place? Easily accessible? Does your family know where to find them in your absence? The UCR Benefits Office is pleased to offer a Personal Financial Organizer. The organizer assists with collecting and organizing your most important personal and financial information in one place. A variety of financial calculators are available for use.
How to choose a financial planner
If you are considering getting help from a financial planner, you should interview and evaluate several financial planners to find the one that’s right for you. Consider these 10 questions to ask when choosing a financial planner from the Certified Financial Planner Board of Standards, Inc.
University of Illinois: Getting Through Tough Financial Times
Whether you are concerned with the decreasing value of your assets, or have lost your job or home, considering your money management strategies is key to minimizing the impact of your current financial situation. This website is designed to inform and assist you as you make important decisions during these tough financial times
Live and Work Well
This United Behavioral Health website provides free, confidential online access to your mental health benefits, plus tools, information and resources to help enhance your health, work and life.
SparkPeople Financial Fitness Center
Information on exercising and eating healthy on a budget as well as general budgeting and saving tips
The Daily Green
30+ Surprising Ways to Save Money by Going Green
The Dollar Stretcher
Practical money information. You'll find new material every day and a whole new front page each week. Their library contains thousands of articles on specific money-saving concepts. They also have an active Community where people share their money-saving ideas
The Power of Paycheck Planning
From the Live Wise, Live Well workshop series and Springboard. An introduction to basic money management through planning, budgeting, and saving.
Loans
SchoolsFirst Credit Union(formerly Service Plus)
Offers customized financing and banking options for school employees
Altura Credit Union
Credit union headquartered in Riverside offering a variety of loan types as well as financial education and counseling services for their members
Staff Emergency Loans
Eligibility and common questions about staff emergency loans
Learning Discounts
UCR Extension
Offers staff a 10% tuition discount on most classes
UCR Reduced Fee Enrollment
UCOP policy, UCR Local Procedure, Reduced Fee Enrollment Application for the University's tuition reduction for employees
Saving for College
College Planning
Information from the Financial Planning Association on saving and paying for your child's education as well as guidance finding a financial planner
UC Scholarshare
The ScholarShare College Savings Plan is California's tax-advantaged 529 plan, open to everyone. It's sponsored by the ScholarShare Investment Board, an agency of the State of California, and managed by Fidelity Investments.
Retirement Planning
UCR Fidelity Workshops
Workshops held on campus for all career staff & faculty. Topics include enrollment, planning, and overall strategy
UC Retirement and Savings Plans
UC offers comprehensive retirement benefits including a traditional defined benefit plan (pension) and mandatory and voluntary defined contribution plans
Fidelity Retirement Planning
Fidelity can help you plan for your retirement and stay on track.
