University of California, Riverside

Human Resources

Long-Term Care

What is Long-Term Care

Long-term care is the extended care you may need due to a serious accident, chronic illness, or the frailties of old age. Long-term care helps one live as she or he is now; it may not help to improve or correct medical problems. Long-term care services may include help with activities of daily living (such as bathing, dressing, and eating), monitoring and support for cognitive impairments such as Alzheimer's disease, home health care, respite care, adult day care, nursing home care, and care in an assisted living facility. Long-term care may also include care management services, which will evaluate your needs and coordinate and monitor the delivery of long-term services. Long-term care is different from the rest of your health care, and typically not covered by health insurance plans or Medicare.

Long-Term Care Resources

NAIC (the National Association of Insurance Commissioners) offers a booklet called "A Shopper's Guide to Long-Term Care Insurance." For a copy, write to:  NAIC, 2301 McGee Street, Ste 800, Kansas City, MO 64108, or phone 1-816-783-8300.  

State of California Department of Insurance

The Legislature requires the Insurance Commissioner to prepare a consumer rate guide for long-term care insurance annually. This guide consists of an overview of long-term care insurance, the types of benefits and policies you can buy, and a rate history of each company that sells long-term care insurance in California. You can find the "Long-term Care and History Guide" on this website, or call them for a copy (1-800-927-4357).

For information, call 1-800-CARE455, or write to California Partnership for Long-Term Care, P.O. Box 942732, Sacramento, CA 942732, Sacramento, CA 94234.

Other Long-Term Care Resources

More Information

General Campus Information

University of California, Riverside
900 University Ave.
Riverside, CA 92521
Tel: (951) 827-1012

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Department Information

Human Resources
1201 University Ave., Suite 208
Riverside, CA 92507

Tel: (951) 827-5588
Fax: (951) 827-2672