University of California, Riverside

Human Resources



Public Service Loan Forgiveness


debtforgiveness

Public Service Loan Forgiveness

.
The PSLF Program is intended to encourage individuals to enter and continue to work full-time in public service jobs. Under this program, borrowers may qualify for forgiveness of the remaining balance of their Direct Loans after they have made 120 qualifying payments on those loans while employed full time by certain public service employers.

The University of California is a qualified employer for the PSLF program. Anyone who works for the University full time (including professors) and who has Direct Loans on any eligible repayment plan are eligible to apply. 

Eligible Loans:
  • Only loans you received under the William D. Ford Federal Direct Loan (Direct Loan) Program are eligible for PSLF. Loans you received under the Federal Family Education Loan (FFEL) Program, the Federal Perkins Loan (Perkins Loan) Program, or any other student loan program are not eligible for PSLF. 

  • If you have FFEL Program or Perkins Loan Program loans, you may consolidate them into a Direct Consolidation Loan to take advantage of PSLF.  Visit the Federal Student Aid Loan Consolidation for more information about loan consolidation.

Eligible Repayment Plans:
  1. Income-driven Repayment Plans:
    •  Income-Based Repayment (IBR) Plan (IBR)
    • Pay As You Earn Repayment (PAYE)
    • Income-Contingent Repayment (ICR)
  2. The 10-Year Standard Repayment Plan (Standard) or any other repayment plan that gives the borrower the same monthly payment they would have on the standard 10 year plan are eligible to apply for PSLF.
Eligible UC Faculty & Staff:
  • Those who make 120 on-time, full, scheduled, monthly payments on your Direct Loans. Only payments made after October 1, 2007 qualify; and
  • Payments made to a qualifying repayment plan; and
  • Each payment must be made while working full-time at a qualifying public service organization.
To determine if you qualify for the PSLF program:
  1. Verify the type of loan you have by contacting your loan servicer.
  2. Complete Sections 1 and 2 of the PSLF Employment Certification Form
  3. Submit the form to UCR Payroll for completion of Sections 3 and 4
  4. UCR Payroll will return the completed form to you for submission to: 

US Department of Education - Federal Loan Servicing

P.O. Box 69184

Harrisburg, PA  17106-9184

or FAX to:  (717) 720-1628

For more information about PSLF and how to use the form, visit the PSLF website or call the Federal Student Aid Information Center (FSAIC) at 1-800-433-3243.

Questions or comments on the content of this page should be forwarded to hrpolicy@ucr.edu.

More Information

General Campus Information

University of California, Riverside
900 University Ave.
Riverside, CA 92521
Tel: (951) 827-1012

UCR LibrariesCampus Status
Career OpportunitiesDiversity
Visit UCRMaps and Directions

Department Information

Human Resources
1201 University Ave., Suite 208
Riverside, CA 92507

Tel: (951) 827-5588
Fax: (951) 827-2672

Footer